Monthly Archives: November 2011

Knowing When to Sell

Are you thinking about selling your home, but waiting for prices to rebound? You might be making a mistake. There are plenty of reasons you might want to hold onto your home for a while longer, but for most of … Continue reading

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Waiting Period after a Short Sale

We all know that short sales and foreclosures can hurt your credit, and bad credit hurts your chances of securing a mortgage. It makes sense. If you were unable to make your payments just last year, you’re a pretty risky … Continue reading

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Should You Refinance?

Despite recurring indicators to the contrary, interest rates remain near all-time lows. It’s impossible to avoid the constant press of ads encouraging you to take advantage of these rates by refinancing your home loan, and the math seems simple. A … Continue reading

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Bad Credit and Good Income

The last few years have been rough on everyone. Bankruptcies, foreclosures, short sales, and unemployment have ravaged the savings and credit ratings of hard-working honest citizens, and their effects can linger. As our economy gets back to work, you may find yourself in an increasingly-common position: bad credit but good income.

Mountains of debt?

Is your credit score only hampered by past behavior, or are there current items weighing you down? If you have unpaid judgements or high revolving debt balances, you should almost always pay them down first. Doing so will increase your buying power and decrease your risk in the bank’s eyes, but it will also save you money right away. If you can hold off until you’ve paid off your most dangerous debt, do it. Continue reading

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Do-It-Yourself Home Staging Advice

You want your home to sell quickly, for the right price, but it’s hard to stand out in a buyer’s market. Home staging is an increasingly popular, cost-effective way to give your home the punch it needs to catch a … Continue reading

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