Market conditions have never been better for buyers, but finding the right property, negotiating the best deal, and managing all the details are as complicated as ever. Whether you’re a first-time buyer, a current homeowner, or a real estate investor, you need a trustworthy, knowledgable real estate professional to help you through the home buying process. You need an Executive.
Executives Versus Agents
A real estate Executive is more than an agent. An Executive is a trusted source of local information, familiar with every block of every neighborhood, and able to help you understand how and where you’d fit best. An Executive understands local market conditions, so you can make a conservative but fair offer that will get you in the right home at the right price. Above all, an Executive is a professional, with years of experience negotiating deals and managing legal and regulatory red tape. When you’re dealing with an Executive, you can relax and focus on finding the perfect home, knowing you’re in good hands.
The Perfect Home
A home is more than a number of bathrooms and bedrooms. While amenities set baselines and standards for your search, an ideal home is one that meets your needs for things that can’t be measured in bedrooms, bathrooms, and square footage. Style, safety, history, neighborhood character, local schools, cultural resources, and how much you can reasonably afford are just a few of the factors your Executive will consider during your home search. A perfect home should stir your emotions, and an Executive will help you find the home that does just that–without letting emotions get in the way of your negotiations.
Negotiations and Financing
An Executive is an expert negotiator who knows where to start an offer, how far to push, and when to walk away. Executives can also help you understand the “hidden” costs and fees associated with the home buying process to ensure that you don’t get in over your head. Once your offer is accepted, an Executive will walk you through inspections and other contingencies, closing, underwriting, and escrow, so you can move into your new home without any worries.
I’ve included some relevant blog posts and links for your review. If you would like more information on how an Executive can help you find you dream home, please contact me.
LIHP has been providing affordable housing to Long Islanders for over 20 years. Before you Find your Dream House — Let LIHP Find You a Dream Mortgage. Let LIHP’s Mortgage Program guide you from the planning to the purchasing.
Variable rate loans – A variable home loan interest rate moves up and down with with an interest rate that changes periodically. Generally speaking, a variable rate loan is linked to some major benchmark rate; for example, the interest rate may be stated as “LIBOR + 1%. The loan may or may not have a cap on how much the interest rate can rise or fall, or on how often the interest rate may change. Very often, the initial interest rate for a variable-rate loan is lower than that for a fixed-rate loan. This allows more people to qualify for a loan; however, this kind of loan can be risky because the interest rate (and therefore the monthly payment) can rise unexpectedly.
Freddie Mac’s chief economist is optimistic that the housing market and economy will improve in the second half of 2011.
Freddie Mac Chief Economist Frank Nothaft said mortgage rates will likely remain historical lows of between 4.5 percent and 5 percent for the remainder of the year. Also, he expects more buyers to stop waiting on the sidelines asrecent price drops in home prices have improved affordability.
We will be able to hold the line on all town taxes in our 2012 budget without cutting any services...because we have adhered to the adage the cautions, “You don’t get points for predicting rain. You get points for building arks. “while many goverments hav increased borrowing to unsustainable levels and have put future generations of taxpayers at risk by relying on non-recurring or “one-shot” revenues to plug their leaky budgets, Hempstead Town officials refuse to take taxpayers down that path. Rather, we’ve crafted watertight budgets that have earned top marks from Wall Street. Our budget practices have been recognized by the independent Government Finance Officers of America as transparent, honest and accountable. Continue reading – No New Taxes -Town of Hempstead
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LIHP has been providing affordable housing to Long Islanders for over 20 years. Before you Find your Dream House — Let LIHP Find You a Dream Mortgage. Let LIHP’s Mortgage Program guide you from the planning to the purchasing.
Variable rate loans – A variable home loan interest rate moves up and down with with an interest rate that changes periodically. Generally speaking, a variable rate loan is linked to some major benchmark rate; for example, the interest rate may be stated as “LIBOR + 1%. The loan may or may not have a cap on how much the interest rate can rise or fall, or on how often the interest rate may change. Very often, the initial interest rate for a variable-rate loan is lower than that for a fixed-rate loan. This allows more people to qualify for a loan; however, this kind of loan can be risky because the interest rate (and therefore the monthly payment) can rise unexpectedly.
Freddie Mac’s chief economist is optimistic that the housing market and economy will improve in the second half of 2011.
You get points for building arks. “while many goverments hav increased borrowing to unsustainable levels and have put future generations of taxpayers at risk by relying on non-recurring or “one-shot” revenues to plug their leaky budgets, Hempstead Town officials refuse to take taxpayers down that path. Rather, we’ve crafted watertight budgets that have earned top marks from Wall Street. Our budget practices have been recognized by the independent Government Finance Officers of America as transparent, honest and accountable. Continue reading – No New Taxes -Town of Hempstead
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