For Buyers

Market conditions have never been better for buyers, but finding the right property, negotiating the best deal, and managing all the details are as complicated as ever. Whether you’re a first-time buyer, a current homeowner, or a real estate investor, you need a trustworthy, knowledgable real estate professional to help you through the home buying process. You need an Executive.

Executives Versus Agents

A real estate Executive is more than an agent. An Executive is a trusted source of local information, familiar with every block of every neighborhood, and able to help you understand how and where you’d fit best. An Executive understands local market conditions, so you can make a conservative but fair offer that will get you in the right home at the right price. Above all, an Executive is a professional, with years of experience negotiating deals and managing legal and regulatory red tape. When you’re dealing with an Executive, you can relax and focus on finding the perfect home, knowing you’re in good hands.

The Perfect Home

A home is more than a number of bathrooms and bedrooms. While amenities set baselines and standards for your search, an ideal home is one that meets your needs for things that can’t be measured in bedrooms, bathrooms, and square footage. Style, safety, history, neighborhood character, local schools, cultural resources, and how much you can reasonably afford are just a few of the factors your Executive will consider during your home search. A perfect home should stir your emotions, and an Executive will help you find the home that does just that–without letting emotions get in the way of your negotiations.

Negotiations and Financing

An Executive is an expert negotiator who knows where to start an offer, how far to push, and when to walk away. Executives can also help you understand the “hidden” costs and fees associated with the home buying process to ensure that you don’t get in over your head. Once your offer is accepted, an Executive will walk you through inspections and other contingencies, closing, underwriting, and escrow, so you can move into your new home without any worries.

I’ve included some relevant blog posts and links for your review. If you would like more information on how an Executive can help you find you dream home, please contact me.

Other Links:

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National REO statistics

This is the onset of a new blog that will be an ongoing daily communication with the vast buying and selling public.  Additionally, I will be providing some information for my readers to digest as I am an avid student of the JFK assassination as I feel it was the end of an era where we the people controlled our destiny and it was placed in the hands of others. I will make one unequivocal judgement: The Warren Commission not only was wrong, it was a  cover up. Four to the seven members of the committee didn’t even believe it themselves. Maybe if I can pause a reader to stop and think about my JFK anecdotes, I in turn can help bring about change.

New REO Statistics:

For those of you curious about the market as we head into 2012, look at these numbers.

1,600,000 Homes are currently owned by Lender/Banks

3,600,000 Mortgages are delinquent and at risk of foreclosure

14,000,000 Mortgages are at 125% or greater LTV than the actual home values.

JFK factoid # 1 (the inaugural event)

On the day of the assassination, there were 12 secret service violations that occurred: 1) no military protective presence. 2) Open windows along the selected route. 3) Police motorcycles were out of position 4) Agents were not riding in the Presidential limousine. 5) The vehicles in motorcade were in improper sequence. 6) The utilized an improper route which included a turn of over 90 degrees. 7) Limousine came to a near halt at the corner of Houston and Elm. 8) Limousine came to a halt as the bullets started flying. 9) Agents were unresponsive at time of shooting. 10) Blood and brain matter were washed out of the limousine at the hospital even before the President was pronounced dead. 11) The limousine was stripped down and rebuilt the Monday after the shooting. 12) Secret Service had no presence in the crowd along the route.

As a side note to number 9, the agent seen running to the limousine at the time of the shooting was assigned to Mrs. Kennedy. Does this seem like the actions of a highly skilled and honed and professional protection agency?

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Home Inspections 101

According to a study conducted by the National Association of Realtors (NAR) and the American Society of Home Inspectors (ASHI) in 2001, 97 percent of home buyers who received home inspections believe they received a good value for their money. A home’s history gives it character and charm, but also takes a toll.

Over time, roofs sag, mortar cracks, and furnaces lose efficiency. Beyond this normal wear and tear, older homes can harbor mold, water damage, termites, or other structural threats that can cost tens of thousands of dollars to fix.
Continue reading – Home Inspections 101

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Homeowners Insurance Checklist

A home is the single biggest investment most Americans will ever make. Protecting that investment is not just a legal responsibility, but the smartest move you can make. Here are 7 tips for getting the most out of your homeowners insurance for the smallest premium.

1. Research Early and Often
Continue reading – Homeowners Insurance Checklist

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First Time Home Buyer’s Checklist

Your first home purchase is exciting, but it can also be stressful. Here are some tips to limit the trauma and help you find the home of your dreams the first time around.

The most important step in selecting a home is knowing how much you can spend. If you already use an electronic budgeting system, you’re ahead of the game. If not, track your expenses for the past several months to a year. Try to quantify the “gray areas” of cash withdrawals that disappear on small purchases. Now add up your current rent and other related expenses. If you’ve been saving money toward your down payment, note that, as well. Finally, ask yourself where you can tighten your belt with your existing discretionary purchases. This is the maximum amount you could pay per month. Now ask yourself if this is reasonable, given your current savings and possible expenses. Only you know the answer to that. When you’ve arrived at a comfortable number, write it down, and save your calculations. You’ll take this to the bank when you apply for loan preapproval. For now, you have an estimated payment you can use while shopping online.
Continue reading – First Time Home Buyer’s Checklist

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