Beautiful Luxury living on South Mountain. Designer home in gated community, conveniently located minutes from downtown Phoenix. Incredible panoramic views of the city...
FULLY APPROVED at this Price. Need quick close. Buyer just cancelled. Beautifully upgraded home in Arabian Views. Situated on a large corner lot in a prestigious subd...
Beautiful home with lake view and resort backyard, pool and spa, built in BBQ and much more! This spaciaous and well maintained home features ONE Bedroom and FULL bathroo...
By: G. M. Filisko
Published 2010-03-11 16:56:17
When you’re evaluating how much home you can afford, make sure you factor in the tax advantages of homeownership.
Owning your home not only allows you to build wealth through appreciation, but it can also reduce the amount of income tax you pay every year.
Here’s how to clean up your credit so you get the least-expensive home loan possible.
Getting the loan that suits your situation at the best possible price and terms makes homebuying easier and more affordable. Here are seven ways to boost your credit score so you can do just that. Continue reading →
Consider before you ignore or outright refuse a very low purchase offer for your home. A counteroffer and negotiation could turn that low purchase offer into a sale.
When you receive a low offer on your house, the best response is to counter with a price you’re willing to accept.
You just received a purchase offer from someone who wants to buy your home. You’re excited and relieved, until you realize the purchase offer is much lower than your asking price. How should you respond? Set aside your emotions, focus on the facts, and prepare a counteroffer that keeps the buyers involved in the deal. Continue reading →
By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget.
Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget.
Instead of just taking out the biggest mortgage a lender qualifies you to borrow, consider how much you want to pay each month for housing based on your financial and personal goals. Continue reading →
Foreclosure counselors can make the difference between losing your home and keeping it. Here’s how they work and how to choose one.
If you’re facing foreclosure, your foreclosure counselor will be a key part of your foreclosure team. As you start looking for one, however, you need to know what exactly they do, what they don’t do, and how to choose one who’s legitimate and qualified.
What a foreclosure counselor does
•   Reviews your finances
•   Helps you establish a budget
•   Explains your non-foreclosure options, such as loan modification, short sale or deed in lieu of foreclosure; helps you navigate the process with any chosen option
•   Advocates on your behalf with lenders and loan servicers Continue reading →
Add attic insulation to lower heating and cooling costs by as much as $600 per year.
Save about $600 per year by boosting the amount of attic insulation from R-11 to R-49. Depending on the type of materials you use, figure on paying an insulation contractor about $1,500 to insulate an 800-square-foot attic, which pays back your investment in three years. You’ll spend about half that to do the job yourself.
Do you need more attic insulation?
A good, quick way to check if you need insulation is to look across your attic floor. If the existing insulation comes up just to the tops of the joists, then you probably need to add insulation. If you can’t see the joists and the insulation is well above the tops of the joists, you’re probably okay and you won’t recoup the cost of adding more. Continue reading →
With foreclosure rescue scams widespread as more homeowners fall behind on mortgage payments, be smart if you seek help.
A record high 2.8 million properties were hit with foreclosure notices in 2009, putting even more Americans at risk of facing foreclosure rescue scams. Homeowners who fall behind on mortgage payments need to tread carefully when seeking assistance, since foreclosure rescue scams come in many guises. A day spent researching legitimate options, from a mortgage modification or principal forbearance to a short sale or deed-in-lieu, could keep you from becoming a scam victim. Continue reading →
Living near a vacant home doesn’t have to mean putting up with overgrown grass and unshoveled snow. Does your community use these eight common local laws, programs, and regulations to force owners to maintain vacant homes?
With the foreclosure crisis, you may have noticed a vacant home or two on your block. Rather than see the home free-fall into disrepair, push local officials to take action before the untended house lowers the value of your own home. Continue reading →
Have a plan for reviewing purchase offers so you don’t let the best slip through your fingers.
You’ve worked hard to get your home ready for sale and to price it properly. With any luck, offers will come quickly. You’ll need to review each carefully to determine its strengths and drawbacks and pick one to accept. Here’s a plan for evaluating offers. Continue reading →
A home is the single biggest investment most Americans will ever make. Protecting that investment is not just a legal responsibility, but the smartest move you can make. Here are 7 tips for getting the most out of your homeowners insurance for the smallest premium.
"You will not find a better Realtor than Matt Parker. He is amazing and helped me find the perfect home. He was very helpful, honest and diligent in helping me find what I needed and was looking for...." -Renee Carlini Read More...
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