Excellent revenue property. 2 bedroom bungalow close to Kelsey has good sized living room, galley style kitchen, four piece bathroom and storage/porch area at the back th...
In 1913 this T Eaton catalogue home was originally built, in 1978 it was moved to it's current location and placed on a new concrete foundation. Renovated with 3 of...
This is a "YOU HAD ME AT HELLO" kind of property. The tree lined private drive off Highway 11 winds its way up to an architecturally appealing two story sitting...
I am the basis of all wealth, the heritage of the wise, the thrifty and the prudent.
I am the poor person’s joy and comfort. the rich person’s prize, the right hand of capital, the silent partner of many thousands of successful people. I am the silent solace of the widowed, the comfort of old age, the cornerstone of security against misfortune and want. I am handed down to children through generations as a thing of greatest worth. I am the choisest fruit of toil. Credit respects me.
Yet I am humble.
I stand before all people bidding they know me for what I am and possess me. I grow and increase in value through countless days. Though I seem dormant, my worth increases, never failing, never ceasing; time is my aid and population heaps up my gain. Fire and elements I defy, for they cannot destroy me; invariably I become envied.
While all things wither and decay, I survive. The centuries find me younger, increasing in strength. The thriftless speak ill of me. The charlatans of finance attack me. I am trustworthy. I am sound. Unfailing, I triumph and detractors are disproved.
Minerals and oil come from me, I am producer of food, the basis of ships and factories, the foundation of banks. Yet I am so common that thousands unthinking and unknowing pass me by.
Living near a vacant home doesn’t have to mean putting up with overgrown grass and unshoveled snow. Does your community use these eight common local laws, programs, and regulations to force owners to maintain vacant homes?
With the foreclosure crisis, you may have noticed a vacant home or two on your block. Rather than see the home free-fall into disrepair, push local officials to take action before the untended house lowers the value of your own home. Continue reading →
Add attic insulation to lower heating and cooling costs by as much as $600 per year.
Save about $600 per year by boosting the amount of attic insulation from R-11 to R-49. Depending on the type of materials you use, figure on paying an insulation contractor about $1,500 to insulate an 800-square-foot attic, which pays back your investment in three years. You’ll spend about half that to do the job yourself.
Do you need more attic insulation?
A good, quick way to check if you need insulation is to look across your attic floor. If the existing insulation comes up just to the tops of the joists, then you probably need to add insulation. If you can’t see the joists and the insulation is well above the tops of the joists, you’re probably okay and you won’t recoup the cost of adding more. Continue reading →
Buyers only get one first look at a property, and they don’t want to use their imagination. They assume the house they see is as good as it’s going to get. If you want your home to sell, step out of your comfort zone and think like a buyer. Here are three ways to help you turn your house into the home of someone else’s dreams. We’ve broken down each category into low-cost, “Basic” tips and tricks, and an “All-Out” blow-the-budget transformation. How far you take it is up to you. Continue reading →
Ask detailed questions about their experience and skills to help you find the right agent for your home sale.
Working with the right real estate agent can mean the difference between getting prompt, expert representation and feeling like you’re going it alone when selling your home. Here are 10 questions to ask when you’re interviewing agents. Continue reading →
Have a plan for reviewing purchase offers so you don’t let the best slip through your fingers.
You’ve worked hard to get your home ready for sale and to price it properly. With any luck, offers will come quickly. You’ll need to review each carefully to determine its strengths and drawbacks and pick one to accept. Here’s a plan for evaluating offers. Continue reading →
According to a study conducted by the National Association of Realtors (NAR) and the American Society of Home Inspectors (ASHI) in 2001, 97 percent of home buyers who received home inspections believe they received a good value for their money. A home’s history gives it character and charm, but also takes a toll.
Over time, roofs sag, mortar cracks, and furnaces lose efficiency. Beyond this normal wear and tear, older homes can harbor mold, water damage, termites, or other structural threats that can cost tens of thousands of dollars to fix. Continue reading →
Here’s how to clean up your credit so you get the least-expensive home loan possible.
Getting the loan that suits your situation at the best possible price and terms makes homebuying easier and more affordable. Here are seven ways to boost your credit score so you can do just that. Continue reading →
A home is the single biggest investment most Americans will ever make. Protecting that investment is not just a legal responsibility, but the smartest move you can make. Here are 7 tips for getting the most out of your homeowners insurance for the smallest premium.
At the beginning of every month I send my personal newsletter with tips for "Healthy, Wealthy and Happy Living" as well as a summary of the last months real estate market condition. If you would be interested in subscribing to this informative service please enter your name, Email address and hit the "Sign Me Up" bar. I'll follow up and add you to the monthly subscribers list, if at any time you wish to cancel you can easily unsubscribe. I look forward to sharing this information with you on a regular basis. Terry
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Testimonials
Terry,
Thank you for the exceptional service you provided us.
Your dedication and professionalism is beyond reproach.
This house hunting was an adventure and we love our new home.
Please accept our appreciation for your help with our purchase.
Joanne, Tom Carisse
"Terry,
I apologize that this has taken so long, there have been so many things going on in our lives that have kept us on overload. First off and foremost we'd like to thank you. We are very pleased with all you've done for us, your fast and friendly service was much appreciated. We couldn't compare the service you offered to the previous service we received elsewhere. We were very thankful to have had the chance to work with you and felt you worked very hard and had our best interest at all times. Your level of professionalism has made this experience as stress free as possible. We would highly recommend your services to any potential home seller or buyer and would most definitely use your services again for our future real estate needs.
Thank You," -Michelle & Darin
"The best thing we did when listing our house for sale was to choose Terry Alm as our Realtor. Selling our home is a stressful experience, but the manner in which Terry handled matters relieved much of the stress and made us feel very comfortable with the proceedings. His presentation, taking time to visit & understand what we expected of him, combined with his experience and professional manner was exceptional. We have no hesitation whatsoever in recommending Terry Alm to anyone requiring the services of a first class Realtor." -Joy & Frank
"I recently engaged Terry Alm of Realty Executives to sell a condo in Saskatoon. Terry explained very clearly what services he provides. He also provided a detailed market analysis that was always backed with factual information. Terry was able to do a property evaluation that reflected what the market could absorb for that specific property, its location, condition of the property, etc. I felt that his marketing plan was appropriate for the property that was being listed. Terry is meticulous in providing feedback – both in terms of the specific property that you have listed with him and also any activity in the market of similar properties. Terry is always very approachable and not only listens to any comments, suggestions, questions you may have but also solicits your opinion on an ongoing basis. I found Terry to be an engaging, knowledgeable and most importantly very professional person who made me comfortable dealing with him. I recommend Terry to anyone who is buying or selling a home. " -Mark
"Terry, thank you so much for sticking by my side and helping me find the perfect home. It was a long journey, but well worth it. Your hard work and commitment have made this house hunter a home owner. " -Erin
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