Category Archives: Homeowners

New Data Finds Homeowners Struggle When Selling, Despite Hot Market

Twelve days before Thanksgiving, Mark Meaney and his wife, Sue, decided to put their 109-year-old house on the market. They looked at comps of similar-sized homes near their St. Paul neighborhood, agreed on a price with their agent and waited anxiously for their first offer to roll in. Continue reading

Ways to Add Value to Your Home on a Budget

It’s no secret every homeowner eventually wants to add value to their home. Not only does it boost the resale price, but it can create a more inviting and cozy space. When you stop and think about a home renovation, an overwhelming wave of stress overcomes you because all you can think about is the price tag. Well you’re in luck; adding value to your home doesn’t have to cost a fortune.

One good option to pay for your home updates would be to take out a low-rate personal loan. Since the duration of a personal loan is anywhere from 3 to 7 years, compared to a home equity loan which ranges from 20 to 30 years, you’ll end up paying way less in interest. Another alternative would be to apply for a 0% interest credit card to finance some of the smaller projects. Be wary, as it can be very easy to overspend when using a credit card. Set up automatic payments each month to chip away at the balance.

We’re not here to talk about a $40,000 kitchen remodel. Most people don’t have that kind of cash laying around. There are many inexpensive projects you can do around your home that will boost the financial worth of your home. Expect to spend around $300-$3,000 to complete some decent projects. Here are some great ideas for how to increase the value of your home at a smaller cost: Continue reading

How to Give Your Home a “Smart” Financial Stress Test

Do you ever feel like your money is literally flying out the window? Parents have ribbed their kids about turning off the lights and closing the door for as long as there have been homes, but there’s quite a bit of truth behind one of the most common household pet peeves. Wasted utilities can be a monetary black hole in the budget of any family, and in many cases, the ways we’re wasteful aren’t always immediately obvious.

Thankfully, today’s smart home technology can enable every family to do some smart snooping for inefficient habits, and set up intelligent scheduling to keep a home comfortable while minimizing costs. Here’s some helpful advice to consider: Continue reading

6 Affordable Home Renovations for Your Pet

It is estimated that over half of people internationally have a pet living with them, and statistics show pet ownership steadily rising every year. With so many people welcoming pets into their families, it stands to reason a pet’s specific needs would eventually make its way into home design. But, while some people go all-out building over-the-top pet palaces, the best design schemes marry a pet’s comfort with their human’s convenience without busting the budget. Here are six affordable home renovations for your pet that are stylish, functional and won’t cost you an arm and four legs Continue reading

Home and Appliance Upgrades That Can Save You Money

Home and appliance upgrades can lighten your wallet. However, in the long run, you can actually pad your wallet with money you save by investing in certain upgrades.

Not all home upgrades are created equal in terms of saving money. Explore some of the smartest home upgrades you can invest your money in to save some green. Continue reading

Boost Your Home’s Energy Efficiency This Spring and Summer

Energy saving strategies can change with the seasons, so it’s important to re-evaluate your home’s energy efficiency throughout the year. Check out this simple guide for tips to boost your home’s energy efficiency during the warmer months.

Maintain Your Cooling System

Keeping up with routine maintenance and cleanings of your air cooling system will help it to work more efficiently. According to the United States Department of Energy, you can lower a cooling system’s energy consumption by a whopping 15% simply by performing routine maintenance and changing air filters consistently. The Government of Canada also recommends proper maintenance of air conditioners to make sure they run as effectively as possible.

Plan to replace or clean air filters on a semi-regular basis, usually every few months. If you have pets, more frequent changes can benefit your system. Besides keeping tabs on air filters, checking to make sure the evaporator coil is working properly before the hottest months is a proactive step you can take. If you don’t have experience with air conditioner maintenance or cleaning, it’s a good idea to hire a professional.

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Gardening With Children: Gardening Tips and What to Plant

Cultivating a home garden is a great way to teach your children where their food comes from while fostering a sense of independence and a healthy respect for the environment. Most of all, it’s a fun activity the whole family can enjoy. Keeping their dexterity and attention span in mind, here are some tips on gardening with children that will get you growing in no time.

Location, Location, Location. The most important consideration when deciding what you want to grow is where you want to grow it. Are you planting indoors or out? In summer or fall? How much sun exposure will you have each day, and how extreme are the temperatures?  Checking a hardiness map for your area will help you decide what, when, and where to grow, and involving your child in the research makes for a fun geography lesson.

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Health Hazards in Your Bathroom and How to Avoid Them

Your home’s bathroom should be a place of relaxation and peace. Yet, there are many potential hazards that could affect this environment and pose hazardous health risks. These are some of the most common and how you can avoid them.

Slippery Surfaces

Those shiny floors might achieve the modern bathroom style you’re going for, but they can also be very dangerous. Slip and falls are a serious health hazard and may be prevented by installing non-slip flooring material. If you purchased your home with slippery flooring materials and you are not yet ready to renovate, consider investing in quality rubber-backed bathroom mats. Place them in especially slippery places, such as in front of the shower and bathtub. Continue reading

Creating the Perfect Indoor Garden for the Home Chef

A good chef knows that herbs and spices can make or break a dish. Growing your own plants in a garden will supply you with fresh ingredients that can take your home cooked meals to the next level.

If it’s chilly outside where you are, or if you don’t have enough space for an outdoor garden, don’t fret. You can create an indoor garden for all your cooking needs.

Popular Plant Options

The sheer number of plant options you have can be overwhelming. But for the home chef, it’s best to stick to plants and herbs that can be used for a variety of dishes.

Basil

You can buy potted basil at the grocery store, or you can choose to start from seed.

This herb is used in everything from pasta sauce to fancy cocktails, and it can be easily grown indoors. Basil loves a lot of sun, so be sure to position the pot or the container close to a sunny window. Continue reading