A lot of practical yet stressful work needs to be done when
buying a home- such as paperwork, dealing with banks, getting a mortgage approval, etc. As a result,
it is easy to forget that home buying is also a significant emotional labor.
There can be fear and doubt, which is expected because buying is a significant
financial decision. It is also exciting and symbolic of a new beginning in
someone’s life. This is especially true for people who are buying their first
home.
Don’t let nerves stop you from fulfilling your goal of
buying your dream home! Read on for soothing tips for anxious first-time home
buyers.
Continue reading →
The real estate world is full of myths. Myths that prevent people from making smart decisions when buying and selling and keep people from maximizing their real estate returns.
Let’s count down the top five biggest real estate myths. And debunk each one!
Continue reading →
Whether you’re early in your career or a long-time renter, there are many reasons why you may want to consider renting or buying a home. Here are some questions to ask yourself when debating whether to rent or buy your next home.
Continue reading →
Is it time to purchase your first home? Owning your own home may offer many advantages including building equity, qualifying for tax deductions, and having a place to call your own. It also requires a level of financial and emotional readiness. Evaluating your position in each of the following categories can help guide you as you make this important decision.
Monthly Finances
Purchasing a home is a big financial decision. In addition to making mortgage payments you also have to factor in additional costs such as taxes, homeowner’s insurance, homeowner’s association fees, city assessments, and household repairs. Mortgage companies use a debt to income ratio (DTI) to determine loan eligibility.
Continue reading →
What type of house should you buy? Do you think you’re more suited to a tiny house in a modern community, or a traditional home with a white picket fence? Take our quiz to determine what housing option best suits your needs.
Continue reading →
Is it worth buying a starter home? Or should you be prioritizing your long-term needs and searching for a “forever home” instead? Here are some things to consider before you take the homeownership leap:
Continue reading →
According to the National Association of REALTORS® Research Division, 48% of homebuyers in 2015 purchased a home because it was the right time and they were ready to buy a house. But how do you know when you’re ready to buy a home? Take our quiz to find out.
Continue reading →
During the home buying process, you’ll be working with a range of professionals, including a real estate agent, loan officer, home inspector, appraiser, and a lawyer or representative from a title company. And while you may need to divulge some very personal information, like your annual income and debt history, not all of these people need to know the intricate details of your life.
Continue reading →
According to a Google Consumer survey, 50% of prospective home buyers start searching between six and 12 months in advance. Because purchasing a home is the largest lifetime financial investment for many, if not most consumers, it comes as no surprise that a wealth of research usually comes before deciding on a home.
Continue reading →
Excellence in Real Estate Since 1965