Realty Executives The Group
When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. In a strong real estate market, sellers can be more selective in the final buyer they choose to negotiate with. In such a crazed seller’s market, it’s not uncommon for a home seller to receive multiple offers on their property.
With that said, there are certain things you can do to make certain that your offer is the one Seller goes with.The vast majority of Purchaser’s today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!
Let’s look at this from the Seller’s perspective for a moment. If you were the Seller and had multiple offers on your property, all things being equal, would you accept the one with Certificate of Financing Approval or the one that was still Conditional on Financing? The answer is obvious.
Why then, do so many buyers wait to start the financing until after they have found the home? Even though most people will eventually be approved, having a Certificate of Financing Approval allows the Seller to accept your offer over other competing offers that still require financing approval.Lastly, from a cost savings perspective…As a prospective purchaser, it makes all the more sense to start the financing early on so you can get a firm handle on your interest rate and estimate of points and closing costs.
If you do this before finding a home, you are not under any time constraints and are less likely to over pay like a buyer who has found a home and is under strict time constraints. Should you decide that you wish to get Pre-Approved, simply complete the form on this page. Statewide Realty & Mortgage provide both real estate and mortgage service under one roof.
As certified mortgage broker we can assist you in locating the absolute best mortgage rate and lowest closing costs possible.
Realty Executives agents are real estate experts. They have the education and expertise you need to navigate through the process of buying or selling a home. From listing at the right price to making the best offer, our Executives have witnessed the best - and most regrettable - decisions homeowners and homebuyers can make. Every day, they are immersed in every aspect of real estate that includes comparable home price analysis, property surveys, credit reports, open houses, HOA agreements, lenders, title companies, homeowners’ insurance, walk-throughs, terms of sale or purchase, repairs, concessions and closing documents. Let our accomplished Executives help navigate you through the process of buying or selling a home.
