20408 SMITH Road If you're looking for land and a home you can make your own, we invite you to discover the perfect blend of country living and modern convenience at 20408 Smith Road, just minutes from the heart of Covington. This charming 4-bedroom, 2.5-bathroom home is nestled on 4.32 acres and features a serene, private stocked pond, presenting a great opportunity for relaxation and recreation. Built in the 1980s, this spacious residence offers ample room for comfort, with a generous den off the kitchen measuring over 340 square feet and a dining room of 416 square feet, imagine yourself hosting gatherings or holiday celebrations. The primary bedroom, conveniently located on the first floor, includes an ADA-compliant ensuite bath, while the second floor hosts three additional bedrooms and a full bath. Outdoor enthusiasts will appreciate the fenced backyard and park-like front lawn, complete with a charming gazebo. Parking is a breeze with a 3-car carport and extra paved space for an RV. Priced in such a way to allow the new buyer to come in and do some cosmetic upgrades this property presents a fantastic opportunity for customization and improvement, making it a blank canvas that could become your dream estate. Don’t miss your chance to create your dream home in this idyllic setting! SELLER WILLING TO PAY UP TO 10K TO USE TOWARDS CLOSING COSTS OR BUY DOWN RATE W/ ACCEPTABLE OFFER!