245 The Other Serene STR Mountain Retreat with Deeded Toccoa River Access only have a mile away - Fully Furnished and Priced Below Appraisal! Nestled in the Blue Ridge Mountains, this custom-designed retreat sits on 4.07 picturesque acres with deeded access to the Toccoa River, just half a mile away. Whether you're searching for a personal escape, an investment property, or both, this turnkey home offers incredible versatility with three separate living accommodations, generating multiple rental income streams. The main home boasts a contemporary open-concept design, featuring a fully equipped kitchen with stainless steel appliances, a spacious dining area, and a cozy living space. The luxurious main-level primary suite offers a king bed, ensuite bath, oversized closet, and convenient laundry. Upstairs, a second bedroom with two queen beds, a private balcony, and a full bath provides a serene retreat. The adjoining cabin delivers its own charm with exposed beam ceilings and an open living/kitchen area on the main level, plus a transitional king suite and a stunning outdoor dining area with a 12-seat table. The loft holds another king bed in a cozy setting, perfect for relaxation. On the terrace level, you'll find the third accommodation with a rustic edge-featuring a live-edge bar, retro 80's Pac-Man game, and a bedroom suite with two queen beds, ample storage, and a full bath. An additional laundry room completes this level. Step outside to experience mountain living at its best: soak in the inviting hot tub, enjoy evenings around the firepit, or indulge in the outdoor bathhouse with a clawfoot tub surrounded by nature. Deeded river access is just a short walk away, and the property is only minutes from downtown Blue Ridge's dining, shopping, and entertainment. This extraordinary property is fully furnished and ready for move-in or short-term rental use, with proven rental history from the whole house or individual accommodations. Don't miss this exceptional turnkey opportunity! OWNER FINANCING IS AVAILABLE!