3914 Shiva Drive 1st TIME HOME BUYERS AND INVESTORS...This isn't all about financing...but here are some great options! 1) Full price, the seller will give $10k in concessions for buy-down. OR... 2) VA Qualifying Assumption @ 3.5% with $34k down. OR... 3) $274k no concessions with standard financing. Charming 3-bedroom, 2-bath home in a great school district. This inviting property offers a spacious open-concept living and dining area, perfect for entertaining or cozy evenings with loved ones. The kitchen features modern appliances, ample cabinet space, and a breakfast bar. The primary suite includes a walk-in closet and an en-suite bathroom for your comfort. Outside, enjoy a large backyard with a covered patio, ideal for outdoor gatherings. Located in a peaceful neighborhood with easy access to local shopping, dining, schools, and parks, this home offers the perfect blend of comfort and convenience. Don’t miss out on this fantastic opportunity!