4537 Ruiz ST BELOW MARKET OWNER FINANCING OR RATE BUY DOWN AVAILABLE! THIS IS ESSENTIALLY A 4 BEDROOM PROPERTY! Step into this luxurious property that you can use fully as a 4 bedroom residential property or use the commercial studio and offset your mortgage by over $3k/month! It features a ground floor commercially zoned space with an ADA-compliant half bath, storage, and a rear entrance. The second floor includes a kitchen, living area, two bedrooms, a full bathroom, laundry, storage, pantry, and a Juliet balcony. The third floor boasts a primary suite with an ensuite bath, glass shower, walk-in closet, and an extra-large balcony. The property includes an oversized 2-car garage with a covered walkway. Nestled in a park with tree-lined views, the home offers approximately 400 sq. ft. of outdoor deck/patio space, including three balconies. It is Austin Energy Green Building certified, featuring a 4.32Kw solar panel array, Pella low E glass windows, a Rinnai tankless water heater, PEX plumbing, and low-flow toilets for energy-efficient living. The home has 9- and 10-foot ceilings with floor-to-ceiling windows and glass doors, and an open concept design that enhances the sense of space. The gourmet kitchen includes GE Monogram appliances, a 5-burner gas range, and a 36" wall-mounted vent hood, complemented by modern fixtures from Moen and Kichler. Ample storage is provided with built-in shelving, numerous closets, and an exterior storage room. Each floor has separate climate zones with two A/C units and three thermostats, and the property is equipped with a professionally monitored commercial fire alarm system. This meticulously crafted mixed-use townhouse is within walking distance to parks, shopping, restaurants, and entertainment. Contact us to schedule a private tour and experience the best of Mueller living!