8514 GOLD RIDGE CIRCLE Move into this 3-4 bedroom house with easy access to Tampa, Brandon, and the major highways: I-75, I-4, Crosstown Expressway, US-301, and others. There is a bonus room with a closet that can be used as the Mother-in-law suite, 4th bedroom, office, family room, entertainment center, den, etc. Since the bonus room has a private entrance it can be used as a rental room to generate income. Ceiling fans are in all bedrooms, the bonus room, living room and lanai. The kitchen is updated with all new appliances and back splash. The roof was new in 2020 and the AC in 2019. The front door is new and hurricane rated. There are hurricane hooks on the roof which lowers the insurance cost. The air ducts were recently replaced and there is wire mesh-like screen barrier at the soffits. A radiant heat barrier in the attic keeps the house cooler in the summer. There is also a home warranty in effect which is transferable to the new owner. Before the solar panels were installed, the electric bill in this house averaged around $255 each month. Now there is no monthly electric usage charge, but there is a $253.85 monthly loan payment for the solar panels. The Buyer has 2 options: (A) Use the listed price of $320, 000 and the Seller will pay a lump sum of $17, 000 towards the solar panels loan which will reduce the monthly payment of $253.85 to $177.60; or (B) Assume the solar panels loan monthly payment of $253.85 and the listed price will be reduced to $303, 000. The interest rate on the solar panels loan is 3.99 and there are about 23.3 years left.